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The professional liability insurance industry can be confusing.  Completely understanding some of the terms and phrases can be a truly arduous task.  However, it is vitally important that Professionals Advocate Insureds have read and fully understand their rights and responsibilities as defined in their policy.

ProAd is pleased to offer a collection of resources to help Policyholders understand some of the more common terms and phrases found within their policies.
 

Physician




Claims-Made Step Increases
For Virginia Physicians
(PDF, 63 KB)



Claims-Made Step Increases
For District of Columbia Physicians
(PDF, 63 KB)




"Tail" Coverage
For Virginia & District of Columbia Physicians
(PDF, 60 KB)


 

Dental


Claims-Made Step Increases
For Virginia & District of Columbia Dentists
(PDF, 92 KB)


Claims-Made Step Increases
For Maryland Dentists
(PDF, 92 KB)



"Tail" Coverage
For Virginia & District of Columbia Dentists
(PDF, 57 KB)
 


"Tail" Coverage
For Maryland Dentists
(PDF, 55 KB)