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Payment Options
Professionals Advocate offers you multiple ways to pay your premium.

  • Direct Payment
    You can make a direct payment either online or by completing the “Credit Card Payment” portion of the invoice and mailing the completed section to our P.O. Box. Using a Visa, MasterCard or American Express credit card, you can make a direct payment at your convenience.

  • Direct Debit
    You can pay online via direct debit from your bank account.

  • Automatic Payment Plan
    You can set up an automatic payment plan with a Visa, MasterCard or American Express credit card. For more infomation, see the Payment Plan section below.

Payment Plan
ProAd does offer automatic credit card payments. If you select this option, ProAd will then automatically process your minimum payment due on the due date shown on the invoice. If this date falls on the weekend, the payment will be processed on the next business day. Please note that you will continue to receive an invoice that states that you are on the Auto Pay Plan.


Common Discounts
ProAd offers a number of discounts to Insureds who meet certain criteria. If you have questions about discounts or surcharges, please contact your Producer or the ProAd Customer Service Department at 410-785-0050 or 800-492-0193.
  • Claims Free Discount
    Provided to qualified insureds who have been claims free and in private practice for five full years.

  • New Doctor Discount
    Provided to qualified insureds who have been in practice for less than two years.

  • Risk Management Discount
    Provided to insureds at renewal who have completed a risk management seminar offered by the Company in the year preceding the renewal policy.

  • Part-Time Discount
    Provided to insureds who have structured office hours that are less than 30 hours per week. Insureds working 30 hours or more per week, or who do not have structured practice hours, do not qualify. Insureds must contact broker to determine eligibility and complete the appropriate application.

  • Government Employee Discount
    Provided to insureds who are currently working for the federal, state, or local government.

  • Pre-Payment Discount
    Provided to insureds who pay their renewal premium in full, prior to the renewal date.